1st Mortgages

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Mortgages tailored to your needs

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is totally unbiased and individually tailored to your needs and requirements?

We are not tied to any particular lender, which means that we have the ability to act on your behalf, representing your best interests, in order to establish the most appropriate mortgage solution for you.

Gone are the days when a borrower was grateful to the lender for providing them with a mortgage facility. In today's marketplace, lenders are in competition with each other for your valuable business. They are therefore willing to offer incentives to entice you. But beware, you don't want them to snare you!

There are so many types of mortgage available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charges are taken into account, the products may not be as attractive as you might have first thought.

Based on the information you provide in your Mortgage Information Form (it is essential that you provide truthful and up to date information), we will search the UK mortgage market of selected lenders, some of which offer exclusive products to brokers such as ourselves, to determine which lender will offer you the most attractive mortgage options, suited to your particular requirements.

One of our mortgage experts will then contact you to discuss your enquiry, source the products on your behalf, answer any queries you may have and provide you with any further information you may require.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or a fee. For full details, please click here.